Balance Mover™

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Why do consumers continue to carry balances on high interest credit cards, store cards and other loans?

• It's not due to eligibility for a lower rate

It's because loan products are sticky!  Consumers have an insatiable appetite for cards offering points, miles and rewards even when these cards come with high interest rates, high annual fees and high balance transfer fees.    

Paying off high rate loans with a lower rate loan should not be any more difficult than using a bill payment service.

But the products in the market today are loaded with transaction fees and balance transfer fees that make it expensive and inconvenient.  As a result, many consumers who are eligible for lower rates remain on the sidelines and only use balance transfers as a last resort option to consolidate balances when the cost finally becomes unsustainable.

A modern bank should allow customers to conveniently transfer balances as often as needed to ensure the customer keeps balances on the most favorable loan product.

Balance Mover is a simple personal line of credit: 

• Low annual percentage rate.
• No annual fee.
• No balance transfer fees.
• No transaction fees.
• No maintenance fees.
• No early pay-off fee.
• Move balances as often as you want - like a bill payment (up to the available credit limit).  Stop paying high APR rates on rewards cards, at the end of each month, save by using BalanceMover to move any balances that cannot be paid in full to the lower rate line of credit.
• Like a credit card, pay the minimum monthly amount or any amount up to the balance due (or use a fixed payment calculator to create a personalized term loan that fits your budget).

• Low acquisition cost.
• High approval rates.
• Manageable loss rates.
• No promotional rates.
• No interest-free grace period.
• Paperless execution.
• ACH payments.

With Balance Mover you become the sticky account that high-priced lenders fear!

Call now for information about sponsoring BalanceMover.

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